Frequently Asked Questions

How do I apply for a Merchant Account?

Just fill out our free and easy no obligation application online or call us at 1-866-430-6500 and we can either a fax, scan, or have one of our representatives meet face-to-face to help you fill out your application.

How long does the approval process take?

Once your application is filled out and sent over to us, the precess normally takes anywhere from 12-24 hours. As soon as you are approved we will reach out to you and then deliver your equipment and it will reach you within 1-4 business day. We also have RUSH options available.

What is The Millennium Merchant Services Services meet-or-beat program?

We have a network of solutions of over 30 countries as well as the lowest rates in the industry. Our Meet-or-Beat program is second to none and we will PAY YOU $500 if we can't deliver.

Do I need a Business License to obtain a Merchant Account?

Not necessarily, but that piece of documentation will help satisfy our banks and make them a bit more comfortable with providing their services for you, but is there are other documents to show credibility than we can work with you. However generally it depends with the risk associated with your business.But as we said before, we hold a 95% approval rate.

What if I have do not have good credit?

Do not worry because in almost all cases with Millennium Merchant Services we will get you approved and taking payments good or bad credit, we will always have a solution for you.

Can I use a Smart Phone or Tablet to process Credit Cards?

Yes, Millennium Merchant Services has two different options for its merchants: #1 Smart Phone processing, and #2 Tablet processing. Both products are free with a no-contract agreement. You may view both products on our home page or call us at 1-866-430-6500 and we can assist you in finding the best solution.

How will I get funded for my transactions?

Via the account you provide us, most of the time it will be funded next day via ACH.

Will I receive a monthly statement?

Yes, you may choose to receive it online or via US mail to you every month.

Do I have to have a Social Security Number in order to start accepting Credit Cards for my Business?

No, yo do not need a Social Security Number to start accepting Credits Cards for your business.

Do you accept new or foreign businesses?

Yes, we accept new and foreign businesses.

What type Credit Cards will I be able to accept with a Merchant Account?

Millennium Merchant Services can assist you in being able to accept all major providers such as: MasterCard, Visa, American Express, Discover, Bank ATM cards, EBT and PayPal over the counter in your store, as well as online gateways.

My website isn't ready, can I still qualify for and account?

Yes, definitely even if your site is temporary we can set up an account for you. As long as the site has prices, photos of product, and gives us and our banks a general idea of what you sell, then yes most definitely.